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Representative example: 99.9% APR Representative (fixed). If you borrow £1,000 over 12 months at an interest rate of 71.30% per annum (fixed) you will make 12 monthly payments of £118.90 with a total amount payable of £1,426.80. YOU MAY INCUR EXTRA CHARGES, IMPAIR YOUR CREDIT RATING AND HAVE YOUR CAR REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A LOAN SECURED ON IT